December 2024 Newsletter
Patricia Lee
A Note From The Publisher
Merry Christmas and Happy New Year to all of our readers! 2024 has been a particularly sad year for me, as I lost my daddy, my favorite aunt and one of two of my best friends from childhood. However, in order to get through this holiday season I have decided to do my best to stay focused on what I DO still have in my life; starting with my life, itself. As a 3 time cancer survivor of 3 different cancers, I cherish every single day I have on this earth be they good or bad. I am grateful that I still have my 89 year old mother, my son and daughter, and my delightful 9 month old granddaughter with whom to spend Christmas. I also have cousins who are coming for a sleepover next weekend! When was the last time you spent the night with your cousins and stayed awake all night giggling? We decided last year to start doing a sleepover once a year and it sure has made for some happy memories! Just because you are all grown with families of your own doesn't mean you can't still find the time one time a year to get together. Where there's a will there's a way. It's medicine for the soul. Make it happen!
Personal Message From Patricia:
If you are a resident of the Destin or close surrounding area, I invite you to join our private locals Destinites Facebook group at www.Facebook.com/Destinites with 11,000+ members.
If you live in Destin proper, you receive a freely distributed Destin Life newspaper. Please look for my article every month titled "Ask Destinites."
Palms 144: 1 & 2: From The Living Bible 1972 version
"Bless The Lord who is my immovable Rock. He gives me strength and skill in battle. He is always kind and loving to me; He is my fortress, my tower of strength and safety, my deliverer. He stands before me as a shield. "
Patricia Lee, Owner: www.Destinites.com Est. 2018 Destinites, Inc. (TM)
Original Newsletter created: December 2021
Merry Christmas and Happy New Year to all of our readers! 2024 has been a particularly sad year for me, as I lost my daddy, my favorite aunt and one of two of my best friends from childhood. However, in order to get through this holiday season I have decided to do my best to stay focused on what I DO still have in my life; starting with my life, itself. As a 3 time cancer survivor of 3 different cancers, I cherish every single day I have on this earth be they good or bad. I am grateful that I still have my 89 year old mother, my son and daughter, and my delightful 9 month old granddaughter with whom to spend Christmas. I also have cousins who are coming for a sleepover next weekend! When was the last time you spent the night with your cousins and stayed awake all night giggling? We decided last year to start doing a sleepover once a year and it sure has made for some happy memories! Just because you are all grown with families of your own doesn't mean you can't still find the time one time a year to get together. Where there's a will there's a way. It's medicine for the soul. Make it happen!
Personal Message From Patricia:
If you are a resident of the Destin or close surrounding area, I invite you to join our private locals Destinites Facebook group at www.Facebook.com/Destinites with 11,000+ members.
If you live in Destin proper, you receive a freely distributed Destin Life newspaper. Please look for my article every month titled "Ask Destinites."
Palms 144: 1 & 2: From The Living Bible 1972 version
"Bless The Lord who is my immovable Rock. He gives me strength and skill in battle. He is always kind and loving to me; He is my fortress, my tower of strength and safety, my deliverer. He stands before me as a shield. "
Patricia Lee, Owner: www.Destinites.com Est. 2018 Destinites, Inc. (TM)
Original Newsletter created: December 2021
If you are interested in being a sponsor or article contributor, contact Patricia: [email protected]
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Travel & Day Trips Around Florida
There is a website you might enjoy called, Florida Back Roads Travel. Here is a link to one of their pages where you can find day trips by theme; for example: amusment parks. Check it out! https://www.florida-backroads-travel.com/florida-day-trips-by-theme.html
There is a website you might enjoy called, Florida Back Roads Travel. Here is a link to one of their pages where you can find day trips by theme; for example: amusment parks. Check it out! https://www.florida-backroads-travel.com/florida-day-trips-by-theme.html
Lori Leath Smith
Pies & Provisions Brings a Taste of Hand-Made Tradition for the Holidays:
Submitted by Lori Leath Smith, Publisher - Life Media, Inc. Destin Life community newspaper
You know that saying, “Not your mama’s [insert something here]”? It’s often used to describe
things that are modern, edgy or reimagined. But at Pies & Provisions, that idea is beautifully
portrayed. Here, you want exactly what your mama used to make. It’s a joyful celebration of
everything comforting and nostalgic—pies, desserts, honey and more that bring back the
warmest memories of home.
Pies & Provisions lovingly honors the timeless traditions, flavors and care that make you think,
“Yes, this is my mama’s.” When you add a little Texas tradition to that recipe, you get an
irresistible mix of love and flavor, perfect for warming any heart. Founded by a mother-son duo,
Julie and Ryan Robinson from Texas, Pies & Provisions in Santa Rosa Beach brings together
family, passion and a commitment to quality. Their handcrafted pies are made with natural
ingredients—a throwback to simpler times when everything tasted like a hug from someone
you love.
Ryan Robinson, co-founder, put it beautifully: & Our vision for Pies & Provisions was simple - to
share our love for pies with the community and create moments of joy and indulgence,& said
Ryan Robinson, co-founder of Pies & Provisions. & We believe that every pie should not just
taste delicious, but also evoke memories and emotions. Pie has always been more than just
dessert for us—it's a connection to our past, a way to share joy with others.&
I recently had the chance to visit Pies & Provisions and chat with the Robinsons. Let me tell
you—I was blown away. The menu is a treasure trove of both sweet and savory pies, with
seasonal offerings that keep things fresh and exciting.
This fall, dive into rich flavors like Turtle Cheesecake and Peanut Butter pies. As the holidays roll
around, festive treats like Peppermint Hot Cocoa, Black Forest and Apple Pear Cranberry Spice
pies become the stars, perfect for family gatherings, holiday celebrations, or even just for
savoring on a cozy Christmas morning.
The Robinsons’ dedication to authenticity shines through in every hand-made bite. They make
their own vanilla extract, golden syrup, caramel and invert sugar, ensuring a perfectly balanced
sweetness. Their beloved pecan pie, a standout favorite, uses only a handful of pure, simple
ingredients to let the flavors shine.
Pies & Provisions operates mostly on a pre-order basis, with pickups and deliveries available
Monday through Saturday. But if you’re in a pinch, the shop opens up for walk-in orders on
Tuesdays and Thursdays from 2 to 5 p.m. Located at 35 Apple Ct. in Santa Rosa Beach, the shop
is a welcoming spot for both locals and visitors, making it easy for you to provide a slice of
homemade goodness for your holiday table.
Every pie from Pies & Provisions is crafted to bring people together, honor the past and create
new, cherished memories. It’s about sharing love, tradition and the sweet coastal charm of
Santa Rosa Beach with every mouthful. Whether you’re a local or just visiting, you’ll find that
Pies Provisions makes every family gathering or holiday celebration a little warmer, a little
sweeter and a lot more special.
For more information and to experience the Robinson’s delicious menu, visit
piesandprovisions.com. And don’t forget to follow @30APies for the latest updates and a peek
into the magic of artisanal pie-making. Your next unforgettable pie moment is just a click away!
Submitted by Lori Leath Smith, Publisher - Life Media, Inc. Destin Life community newspaper
You know that saying, “Not your mama’s [insert something here]”? It’s often used to describe
things that are modern, edgy or reimagined. But at Pies & Provisions, that idea is beautifully
portrayed. Here, you want exactly what your mama used to make. It’s a joyful celebration of
everything comforting and nostalgic—pies, desserts, honey and more that bring back the
warmest memories of home.
Pies & Provisions lovingly honors the timeless traditions, flavors and care that make you think,
“Yes, this is my mama’s.” When you add a little Texas tradition to that recipe, you get an
irresistible mix of love and flavor, perfect for warming any heart. Founded by a mother-son duo,
Julie and Ryan Robinson from Texas, Pies & Provisions in Santa Rosa Beach brings together
family, passion and a commitment to quality. Their handcrafted pies are made with natural
ingredients—a throwback to simpler times when everything tasted like a hug from someone
you love.
Ryan Robinson, co-founder, put it beautifully: & Our vision for Pies & Provisions was simple - to
share our love for pies with the community and create moments of joy and indulgence,& said
Ryan Robinson, co-founder of Pies & Provisions. & We believe that every pie should not just
taste delicious, but also evoke memories and emotions. Pie has always been more than just
dessert for us—it's a connection to our past, a way to share joy with others.&
I recently had the chance to visit Pies & Provisions and chat with the Robinsons. Let me tell
you—I was blown away. The menu is a treasure trove of both sweet and savory pies, with
seasonal offerings that keep things fresh and exciting.
This fall, dive into rich flavors like Turtle Cheesecake and Peanut Butter pies. As the holidays roll
around, festive treats like Peppermint Hot Cocoa, Black Forest and Apple Pear Cranberry Spice
pies become the stars, perfect for family gatherings, holiday celebrations, or even just for
savoring on a cozy Christmas morning.
The Robinsons’ dedication to authenticity shines through in every hand-made bite. They make
their own vanilla extract, golden syrup, caramel and invert sugar, ensuring a perfectly balanced
sweetness. Their beloved pecan pie, a standout favorite, uses only a handful of pure, simple
ingredients to let the flavors shine.
Pies & Provisions operates mostly on a pre-order basis, with pickups and deliveries available
Monday through Saturday. But if you’re in a pinch, the shop opens up for walk-in orders on
Tuesdays and Thursdays from 2 to 5 p.m. Located at 35 Apple Ct. in Santa Rosa Beach, the shop
is a welcoming spot for both locals and visitors, making it easy for you to provide a slice of
homemade goodness for your holiday table.
Every pie from Pies & Provisions is crafted to bring people together, honor the past and create
new, cherished memories. It’s about sharing love, tradition and the sweet coastal charm of
Santa Rosa Beach with every mouthful. Whether you’re a local or just visiting, you’ll find that
Pies Provisions makes every family gathering or holiday celebration a little warmer, a little
sweeter and a lot more special.
For more information and to experience the Robinson’s delicious menu, visit
piesandprovisions.com. And don’t forget to follow @30APies for the latest updates and a peek
into the magic of artisanal pie-making. Your next unforgettable pie moment is just a click away!
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Andrea & Paul McArthur
8 Fall Home Maintenance Tips For Florida Winter & The Christmas Season:
By Paul McArthur - Owner: Agape Home Pro
Florida’s mild winters are a big part of what’s attracted so many people to The Sunshine State, especially those of us who’ve chosen to settle in North Florida. While summer continues to be unpredictable in terms of its storms, Florida residents at least know they never need to worry about snow!
The last few months of the year bring at least a few nights of temperatures down in the 50s. While most nights with temperatures in the 40s that require anyone who grows fruits or vegetables to be aware of frost aren’t as common until January. Through December North Florida may barely break 65 at night.
Unusual as that might seem for those who are new to the area, it has its perks. The period from October through December offers you unparalleled opportunities to get through your chores around the house. Dry, cool weather means you don’t have to get up early to get done before the heat but without being too cold!
As a Destin area handyman, we understand the importance of timing when it comes to any major work outside or around a home. After all, it can be 30, 40, or even 50 degrees hotter outside in the other months. When you’ve got cool weather, it’s best to make the most of it!
With that in mind, we’ve got some homeowner tips for you.
Whether you are new to owning a home or find yourself comfortably retired in the perfect spot, now is the time of year to make sure your home maintenance is up to date.
Of course, there’s always more to do around the house! An exhaustive list might have hundreds of items. But you don’t want to set so many expectations that you feel exhausted before you even start. With that in mind, our team has put together a list of end of the year homeowner tips list with “can’t miss” home maintenance for Destin.
1. Replenish Your Hurricane Supplies
From year to year, hurricane supplies can spoil or go out of date. Make sure you have canned food, plenty of water, a crank-operated radio, batteries, sanitary items, a flashlight, a whistle, and a can opener. Inspect any canned items to make sure they have not been dented or punctured in a way that would break the seal.
Remember that you need one gallon per person per day in water. There are some things you might have to do more closely to the storm’s arrival (such as get updated supplies of medication) but you can never be sure if bottled water or even local tap water will be available. Purchase a supply of water early and keep it safely stored.
The easiest way to make sure your hurricane kit is complete is to use a written checklist.
2. Get a Professional Roof Inspection
Most North Florida homeowners have a shingle roof. Shingle roofs are the least expensive per square foot and the easiest to repair, but they do have certain roof maintenance needs. One of the most important is the annual roof inspection. A North Florida roofing contractor can help keep small problems from turning into big ones.
With an annual roof inspection in, your roofing expert can replace shingles as necessary to keep your roof strong. Sometimes, shingles are softened by excess heat and become permeable to rainwater without showing any outward signs – they look fine, but they’ll start to leak as soon as the rain comes down.
If you have a roof other than shingle, your inspection needs depend on the material.
With residential metal roofing, some homeowners skip the annual inspection in favor of doing it once every two years. This is normally fine because most damage to metal roofing systems is only superficial. In the event of a major hail strike or other significant damage, the affected panel can be replaced, leaving the others intact.
If you have a clay tile or concrete tile roof, stick with the once-a-year roof inspection plan. Tiles that crack will need to be replaced since they can leak like any other roof element. It’s crucial for a roofer to check out the roof system and make sure no tiles slide out of place, even by a small amount.
3. Clean Out Your Gutters
The yearly gutter cleaning should be taken care of in winter or fall when cool weather makes it easier. Cleaning out the gutter ensures that rainwater will drain correctly, flowing away from the foot of your building. If water seeps directly into the foot of the building, it can infiltrate your concrete foundation and cause cracks.
As always, we recommend that homeowners avoid getting up on the roof if they can help it. Instead, use a purpose-built gutter cleaning brush. If you have a shingle roof, be alert to any build-up of reflective granules inside your gutter. This means that your shingles are weakening and some need replacement.
4. Check Your Window and Door Seals
Thanks to Florida humidity, doors and windows can easily become warped over time. Not only does this raise the risk of weather-related complications, but it also makes your home more expensive to cool or heat. Warm air doesn’t rise or escape as efficiently and your HVAC system works much harder as a result.
Luckily, it’s easy to fix gaps or cracks in the doors and windows of your Florida home. You usually have a choice of using caulk or weatherstripping. Remember: If the glass of a window is cracked, replacement is better than repair. Consider dual pane windows that feature a layer of inert gas between the glass sections.
5. Inspect Your Foundation for Cracks
Your foundation is just as important to the safety of your home as your roof. Smaller hairline cracks are usually just cosmetic and not cause for alarm. However, there are a few different types of cracks to be more aware of:
• Cracks that are more than an eighth of an inch wide
• Cracks that are horizontal or angled at 45 degrees
• Cracks that are wider at one end than at the other
Foundation damage tends to present symptoms elsewhere in the house, too. You might notice that your doors and windows become severely warped and difficult to close. Check your hallways for “stair-step” cracks, which might be along halls or might proceed from the corner of a door.
6. Get Your HVAC Serviced
The need for intensive cooling over the summer can raise the cost of electricity for Florida homes by $100, $200, or even an outstanding $300 per month over the summer. One of the best ways to control those costs is by making sure your air conditioner is as efficient as it can be.
There are some things you can do at home to help maintain your air conditioner, such as making sure your air filters are regularly replaced or cleaned. Still, there are several things that only a professional HVAC technician can do for you. Now, when you’re using your system the least, is the right time to make your move.
If you are looking for proactive ways to save money on cooling and heating, consider a GAF roof-integrated solar panel system. By converting our bountiful sunlight into energy, they can substantially cut down your electric bill from the first month. Depending on your solar panel system and utility, you might even be able to make money.
7. Look for Signs of Mold
Water can get trapped in a variety of unexpected places, and Florida homes are especially vulnerable.
In some cases, water infiltrates between shingles and gets trapped without leaking through the ceiling in a way that clues you into a leak. In others, Florida’s summertime humidity leads to the proliferation of mold. Mold can be present in bathrooms, garages, and much more.
Some forms of mold are extremely dangerous to humans, so keep an eye on this threat. If you notice a roof leak, prompt action is essential to make sure pooled water doesn’t foster black mold that may lead to a major insurance claim and take weeks to fully remediate.
8. Do Your Winter Lawncare
If you love to have a flourishing lawn in spring and summer, now’s the time to lay the groundwork. Overseed and fertilize your lawn now for terrific results later. Trim bushes, shrubs, and trees away from your home to protect you during future storms and get any problem branches pruned back from power lines and fences.
While you’re out and about, clean and safely store patio furniture in your carport, shed, or other secure indoor location. This will save you time in case you find yourself dealing with an incoming storm late in the season.
9. Test Smoke and Carbon Monoxide Detectors
You probably go for years at a time without needing these to act – thank goodness! So, take a moment to use each alarm’s testing function to make sure it’s working the way it should. Switch out the batteries if they have been in place for a year or longer. Replace if they are expired or over ten years old.
10. Take Care When Hanging Holiday Decorations
Everyone loves decorations but be sure to avoid damaging your home as you indulge! Avoid using nails or staples, which can leave holes in your gutters or the protective metal flashing around your chimney and roof joints. Plastic clips are easy to use and non-damaging.
No matter how much you get done around the house or how good you are with DIY projects, help is always available!! There all sorts of quality business in the Destinites Directory who would love to help!
From our Destin family to ours… Wishing you and your family health, happiness, peace and prosperity this Christmas and in the coming New Year! Merry Christmas!!
By Paul McArthur - Owner: Agape Home Pro
Florida’s mild winters are a big part of what’s attracted so many people to The Sunshine State, especially those of us who’ve chosen to settle in North Florida. While summer continues to be unpredictable in terms of its storms, Florida residents at least know they never need to worry about snow!
The last few months of the year bring at least a few nights of temperatures down in the 50s. While most nights with temperatures in the 40s that require anyone who grows fruits or vegetables to be aware of frost aren’t as common until January. Through December North Florida may barely break 65 at night.
Unusual as that might seem for those who are new to the area, it has its perks. The period from October through December offers you unparalleled opportunities to get through your chores around the house. Dry, cool weather means you don’t have to get up early to get done before the heat but without being too cold!
As a Destin area handyman, we understand the importance of timing when it comes to any major work outside or around a home. After all, it can be 30, 40, or even 50 degrees hotter outside in the other months. When you’ve got cool weather, it’s best to make the most of it!
With that in mind, we’ve got some homeowner tips for you.
Whether you are new to owning a home or find yourself comfortably retired in the perfect spot, now is the time of year to make sure your home maintenance is up to date.
Of course, there’s always more to do around the house! An exhaustive list might have hundreds of items. But you don’t want to set so many expectations that you feel exhausted before you even start. With that in mind, our team has put together a list of end of the year homeowner tips list with “can’t miss” home maintenance for Destin.
1. Replenish Your Hurricane Supplies
From year to year, hurricane supplies can spoil or go out of date. Make sure you have canned food, plenty of water, a crank-operated radio, batteries, sanitary items, a flashlight, a whistle, and a can opener. Inspect any canned items to make sure they have not been dented or punctured in a way that would break the seal.
Remember that you need one gallon per person per day in water. There are some things you might have to do more closely to the storm’s arrival (such as get updated supplies of medication) but you can never be sure if bottled water or even local tap water will be available. Purchase a supply of water early and keep it safely stored.
The easiest way to make sure your hurricane kit is complete is to use a written checklist.
2. Get a Professional Roof Inspection
Most North Florida homeowners have a shingle roof. Shingle roofs are the least expensive per square foot and the easiest to repair, but they do have certain roof maintenance needs. One of the most important is the annual roof inspection. A North Florida roofing contractor can help keep small problems from turning into big ones.
With an annual roof inspection in, your roofing expert can replace shingles as necessary to keep your roof strong. Sometimes, shingles are softened by excess heat and become permeable to rainwater without showing any outward signs – they look fine, but they’ll start to leak as soon as the rain comes down.
If you have a roof other than shingle, your inspection needs depend on the material.
With residential metal roofing, some homeowners skip the annual inspection in favor of doing it once every two years. This is normally fine because most damage to metal roofing systems is only superficial. In the event of a major hail strike or other significant damage, the affected panel can be replaced, leaving the others intact.
If you have a clay tile or concrete tile roof, stick with the once-a-year roof inspection plan. Tiles that crack will need to be replaced since they can leak like any other roof element. It’s crucial for a roofer to check out the roof system and make sure no tiles slide out of place, even by a small amount.
3. Clean Out Your Gutters
The yearly gutter cleaning should be taken care of in winter or fall when cool weather makes it easier. Cleaning out the gutter ensures that rainwater will drain correctly, flowing away from the foot of your building. If water seeps directly into the foot of the building, it can infiltrate your concrete foundation and cause cracks.
As always, we recommend that homeowners avoid getting up on the roof if they can help it. Instead, use a purpose-built gutter cleaning brush. If you have a shingle roof, be alert to any build-up of reflective granules inside your gutter. This means that your shingles are weakening and some need replacement.
4. Check Your Window and Door Seals
Thanks to Florida humidity, doors and windows can easily become warped over time. Not only does this raise the risk of weather-related complications, but it also makes your home more expensive to cool or heat. Warm air doesn’t rise or escape as efficiently and your HVAC system works much harder as a result.
Luckily, it’s easy to fix gaps or cracks in the doors and windows of your Florida home. You usually have a choice of using caulk or weatherstripping. Remember: If the glass of a window is cracked, replacement is better than repair. Consider dual pane windows that feature a layer of inert gas between the glass sections.
5. Inspect Your Foundation for Cracks
Your foundation is just as important to the safety of your home as your roof. Smaller hairline cracks are usually just cosmetic and not cause for alarm. However, there are a few different types of cracks to be more aware of:
• Cracks that are more than an eighth of an inch wide
• Cracks that are horizontal or angled at 45 degrees
• Cracks that are wider at one end than at the other
Foundation damage tends to present symptoms elsewhere in the house, too. You might notice that your doors and windows become severely warped and difficult to close. Check your hallways for “stair-step” cracks, which might be along halls or might proceed from the corner of a door.
6. Get Your HVAC Serviced
The need for intensive cooling over the summer can raise the cost of electricity for Florida homes by $100, $200, or even an outstanding $300 per month over the summer. One of the best ways to control those costs is by making sure your air conditioner is as efficient as it can be.
There are some things you can do at home to help maintain your air conditioner, such as making sure your air filters are regularly replaced or cleaned. Still, there are several things that only a professional HVAC technician can do for you. Now, when you’re using your system the least, is the right time to make your move.
If you are looking for proactive ways to save money on cooling and heating, consider a GAF roof-integrated solar panel system. By converting our bountiful sunlight into energy, they can substantially cut down your electric bill from the first month. Depending on your solar panel system and utility, you might even be able to make money.
7. Look for Signs of Mold
Water can get trapped in a variety of unexpected places, and Florida homes are especially vulnerable.
In some cases, water infiltrates between shingles and gets trapped without leaking through the ceiling in a way that clues you into a leak. In others, Florida’s summertime humidity leads to the proliferation of mold. Mold can be present in bathrooms, garages, and much more.
Some forms of mold are extremely dangerous to humans, so keep an eye on this threat. If you notice a roof leak, prompt action is essential to make sure pooled water doesn’t foster black mold that may lead to a major insurance claim and take weeks to fully remediate.
8. Do Your Winter Lawncare
If you love to have a flourishing lawn in spring and summer, now’s the time to lay the groundwork. Overseed and fertilize your lawn now for terrific results later. Trim bushes, shrubs, and trees away from your home to protect you during future storms and get any problem branches pruned back from power lines and fences.
While you’re out and about, clean and safely store patio furniture in your carport, shed, or other secure indoor location. This will save you time in case you find yourself dealing with an incoming storm late in the season.
9. Test Smoke and Carbon Monoxide Detectors
You probably go for years at a time without needing these to act – thank goodness! So, take a moment to use each alarm’s testing function to make sure it’s working the way it should. Switch out the batteries if they have been in place for a year or longer. Replace if they are expired or over ten years old.
10. Take Care When Hanging Holiday Decorations
Everyone loves decorations but be sure to avoid damaging your home as you indulge! Avoid using nails or staples, which can leave holes in your gutters or the protective metal flashing around your chimney and roof joints. Plastic clips are easy to use and non-damaging.
No matter how much you get done around the house or how good you are with DIY projects, help is always available!! There all sorts of quality business in the Destinites Directory who would love to help!
From our Destin family to ours… Wishing you and your family health, happiness, peace and prosperity this Christmas and in the coming New Year! Merry Christmas!!
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Kim Schneider
Stress-Free Holiday Decorating Tips:
by Kim Schneider owner: Home - Coastal Design by Kim
Wow, I feel like Thanksgiving was yesterday, but we’re already in December and
preparing to decorate for the holidays. This time of year, is the most joyous but
can be a little overwhelming when we add decorating, buying gifts, preparing for
company, planning menu’s and attending parties to our already busy lives. Below
are a few tips to help you glide through the holiday season stress-free.
Create a Checklist – Be like Santa and make a list! This will help keep you
organized. Create a few lists if you need too but keep them close so you can
check them twice and ensure you’re on top of everything that’s important to you.
Decorating Your Home – Keep it simple! Twinkling white lights and candles help
set a festive mood. You can add them on a mantle, bookshelf or over a mirror
with some garland. Classic ball ornaments for the tree never go out of style and
don’t forget to hang a wreath on your front door.
You Don’t Need a Christmas Tree to Get in the Spirit – if you don’t have room or
time to put up a tree don’t fret you can still capture the holiday spirit. Add
holiday throw pillows and blankets on your sofa. Select a mixture of buffalo
check, velvet, cable knit, and faux fur for an instant holiday vibe. Add a Christmas
scented candle and a few holiday stems or a poinsettia on your coffee table and
you’ve got instant Christmas cheer.
Gift Wrapping – Avoid locking yourself in a room for hours by wrapping your gifts
as you buy them. It’s easier to wrap a few at a time and you get to enjoy looking
at the wrapped gifts under your tree. Consider them part of your holiday décor
by wrapping them in a theme that coordinates with the rest of your decorations.
Never underestimate the simplicity of decorating! Keeping it simple will be less
stressful and can provide you with more time to sit back and enjoy the twinkling
lights while sipping your favorite beverage. Wishing you and yours a Merry
Christmas!
Coastal Design by Kim is a full-service interior design company. Regardless of the size of your project, our team can help YOU bring beautiful, functional designs to life. Contact us at (850) 904-6622. www.coastaldesignbykim.com
by Kim Schneider owner: Home - Coastal Design by Kim
Wow, I feel like Thanksgiving was yesterday, but we’re already in December and
preparing to decorate for the holidays. This time of year, is the most joyous but
can be a little overwhelming when we add decorating, buying gifts, preparing for
company, planning menu’s and attending parties to our already busy lives. Below
are a few tips to help you glide through the holiday season stress-free.
Create a Checklist – Be like Santa and make a list! This will help keep you
organized. Create a few lists if you need too but keep them close so you can
check them twice and ensure you’re on top of everything that’s important to you.
Decorating Your Home – Keep it simple! Twinkling white lights and candles help
set a festive mood. You can add them on a mantle, bookshelf or over a mirror
with some garland. Classic ball ornaments for the tree never go out of style and
don’t forget to hang a wreath on your front door.
You Don’t Need a Christmas Tree to Get in the Spirit – if you don’t have room or
time to put up a tree don’t fret you can still capture the holiday spirit. Add
holiday throw pillows and blankets on your sofa. Select a mixture of buffalo
check, velvet, cable knit, and faux fur for an instant holiday vibe. Add a Christmas
scented candle and a few holiday stems or a poinsettia on your coffee table and
you’ve got instant Christmas cheer.
Gift Wrapping – Avoid locking yourself in a room for hours by wrapping your gifts
as you buy them. It’s easier to wrap a few at a time and you get to enjoy looking
at the wrapped gifts under your tree. Consider them part of your holiday décor
by wrapping them in a theme that coordinates with the rest of your decorations.
Never underestimate the simplicity of decorating! Keeping it simple will be less
stressful and can provide you with more time to sit back and enjoy the twinkling
lights while sipping your favorite beverage. Wishing you and yours a Merry
Christmas!
Coastal Design by Kim is a full-service interior design company. Regardless of the size of your project, our team can help YOU bring beautiful, functional designs to life. Contact us at (850) 904-6622. www.coastaldesignbykim.com
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Melissa Jones, Agent Norton Insurance
Avoid Bad Holiday Surprises: Understanding the Insurance Cost of Christmas Gifts:
By: Melissa Jones, Agent
We are living in the magic of the Christmas season. With three boys under the age of ten we relish these days of getting the perfect gift that will cause them to go speechless (if that’s possible). Don’t tell them, but this year we’re hoping to get them a trampoline, a childhood favorite of our own, and hopefully, the key to taking their noise and chaos outside.
But being in the insurance industry, we know that some home insurance companies don’t like their customers to have trampolines. We did our due diligence to ask first, and were met with a very Grinchy response that our policy will be cancelled if we have a trampoline on our property. So, we’re left at a crossroads of not getting the most coveted Christmas gift or finding other insurance coverage that will probably cost us much more. What would you do?
When budgeting for Christmas, we usually comb over the Black Friday deals and spend days or weeks agonizing over getting the best price or value for a product, but we don’t really consider the additional cost that insurance could bring. And while most gifts are small and don’t warrant a change to your coverage, gifts like jet skis, jewelry, or even trampolines could mean significant changes in costs or even additional coverages.
In general, the contents in your home are covered under your home insurance policy, but depending on the item or value, you may need additional coverage added to your policy or a separate policy all together.
Christmas Gifts that will probably require additional Insurance:
In general, most gifts won’t need additional insurance. But just in case you plan on making a big purchase, be sure to know if it will need extra insurance. You don’t want the gift to end up being a burden to the receiver. As far as the trampoline is concerned, our agency is lucky to have a bunch of different options for home insurance. We were able to find a company that would take our home and a trampoline, now it’s the question of if Santa can fit it in his sleigh this year. If you’re wondering if a potential Christmas gift could increase your insurance cost, give us a call today at 850-244-1574 or visit our website at https://norton-insurance.com/.
Have a Merry Christmas!
By: Melissa Jones, Agent
We are living in the magic of the Christmas season. With three boys under the age of ten we relish these days of getting the perfect gift that will cause them to go speechless (if that’s possible). Don’t tell them, but this year we’re hoping to get them a trampoline, a childhood favorite of our own, and hopefully, the key to taking their noise and chaos outside.
But being in the insurance industry, we know that some home insurance companies don’t like their customers to have trampolines. We did our due diligence to ask first, and were met with a very Grinchy response that our policy will be cancelled if we have a trampoline on our property. So, we’re left at a crossroads of not getting the most coveted Christmas gift or finding other insurance coverage that will probably cost us much more. What would you do?
When budgeting for Christmas, we usually comb over the Black Friday deals and spend days or weeks agonizing over getting the best price or value for a product, but we don’t really consider the additional cost that insurance could bring. And while most gifts are small and don’t warrant a change to your coverage, gifts like jet skis, jewelry, or even trampolines could mean significant changes in costs or even additional coverages.
In general, the contents in your home are covered under your home insurance policy, but depending on the item or value, you may need additional coverage added to your policy or a separate policy all together.
Christmas Gifts that will probably require additional Insurance:
- Jewelry- Most polices you can add this on, but only up to a certain limit. This maximum coverage is often less than $2,000 total for jewelry, but more can be added on. If you go above this $2,000 you may need an additional Jewelry policy.
- Boats/Jet Skis- You will almost always need a separate policy for boat or jet skis, though some homes insurance policies can include them. Before you put them in the water remember to insure them not just for physical damage but also injury and liability. Only the people listed on the policy can operate them so make sure you add all potential drivers when you get insurance.
- Golf Carts-Depending on the type of home insurance you have and the type of golf cart you have, you may be able to add it to your home policy or you may have to purchase a separate golf cart policy. There are three main types of golf carts
- 1. Cart is only used on the property, usually covered on the home policy.
- 2. Cart is not street legal, but neighborhood allows it, may need an add-on coverage for that depending on the cart’s value.
- 3. Street legal carts are treated essentially as automobiles for insurance purposes.
- Trampolines- Some companies can add coverage in exchange for premium while others exclude it or will cancel the policy all together
- ATV’s toys- Like golf cart options, this coverage is usually very limited under the home insurance. It would always be best to purchase its own separate policy to ensure proper coverage.
- Cars-Some policies include coverage for newly purchased vehicles but it’s always best to have them specifically listed on the policy, along with any new drivers.
- Contents in General- (ex: new furniture) Additional belongings can usually be added on your existing home policy up to a certain limit. This limit is different for each company but is often 50% of the dwelling amount of the home. Holidays are a good time to review your contents coverage, you may find there is too much and could add savings to your holiday cheer!
In general, most gifts won’t need additional insurance. But just in case you plan on making a big purchase, be sure to know if it will need extra insurance. You don’t want the gift to end up being a burden to the receiver. As far as the trampoline is concerned, our agency is lucky to have a bunch of different options for home insurance. We were able to find a company that would take our home and a trampoline, now it’s the question of if Santa can fit it in his sleigh this year. If you’re wondering if a potential Christmas gift could increase your insurance cost, give us a call today at 850-244-1574 or visit our website at https://norton-insurance.com/.
Have a Merry Christmas!
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Michael Yoder
DNA & Homicide Investigations:
Retired FBI Supervisory Special Agent and Criminal Profiler Michael Yoder is available
for consultations on cold case homicides and lectures on topics related to homicide
investigations. Special interest groups – both large and small can reach Michael Yoder
at [email protected]
Murder is a violent crime ending in death, but not all violent crimes have that outcome.
Some people survive. Friends, family support, and effective counseling can help victims process
what happened as they heal – both physically and emotionally. The memory and trauma of the
pain suffered will not disappear; however, the victim can eventually learn to embrace being a
survivor and once again enjoy life. With murder victims, there is no survivorship. Life ends.
The victimization extends, like a stone thrown into a pond, into a widening circle of grief. The
murder victims’ loved ones cannot console the victim. The victim’s life, dreams, goals, potential,
and influence is shockingly gone. Only secondary trauma remains for the living as they cope
with their own sadness and sense of loss.
I recently spoke to a woman whose nephew was murdered in a seemingly random and
senseless killing spree by someone under the influence of drugs. As I heard her tell me what
happened to her nephew, I could hear the grief and trauma in her words and in her memory as
she recalled what happened as if she was at the scene. These memories will undoubtedly be with
her for the rest of her life. The sadness of not knowing her nephew’s full potential and what he
could have contributed to the world was palpable. I could only listen to her story and offer
condolences for her loss.
We live in an era where the solvability of murders in the United States has plummeted to
about 55%. In the 1960’s, the murder solvability rate was about 90%. To put it plainly, if
someone was murdered in the 1960’s, there was a really good chance the killer would be
identified and justice served. Now, it’s a coin toss. Each murder victim has a close circle of
family, friends, and associates who must deal with the secondary trauma of knowing someone
close to them that has been murdered and the case is unsolved. Each unsolved case creates
further distrust in our police. Each unsolved murder means a murderer runs free.
The Destin True Crime Club is one of thousands of clubs across the country that want to
tackle unsolved homicides. The goal is to take one cold case at a time and focus our collective
efforts in solving the case. We strive to tread lightly so we don’t inadvertently tamper with
evidence. We respect the friends and families of murder victims and offer them condolences
while not giving them false hope. When we speak of the victim, we do so with respect as we
honor their lives. We show empathy for the victims and their families and speak of seeking
justice, not revenge. We offer collaboration with law enforcement investigators and try not to
interfere with law enforcement activities. Once the members of our club have reached the end of
our collective research and interviews, we send our findings to the investigative agency of that
murder case. We do so without reservation or desire for reward of acknowledgement. We only
implore the law enforcement officers to examine our findings and use it to bring justice to the
victim. After all, the dead don’t speak, so we will speak for them, We honor their lives.
Do you want to learn how to become a true crime sleuth? Can you be an advocate for the
victims of murder? Are you willing to volunteer your time and your heart in a quest to seek
justice? If so, you might want to check us out.
The Destin True Crime Club meets at Elite Cabinet Designs located at 11714 Emerald
Coast Parkway (Highway 98), Miramar Beach. It’s on the corner of Highway 98 and Forest
Shore Drive (across from Seascape). Elite Cabinet Designs is a private company owned by one
of our members who has generously donated the use of this meeting space.
In addition to the monthly meetings, I also conduct monthly Homicide Investigations
Training for Civilian Sleuths (HIT-CS). This Masterclass training series is to learn about
homicide investigation concepts and the training is geared toward civilians with no prior training
in police investigations. You can also join us on FaceBook at Destin True Crime Club. We use
the FaceBook site to discuss REAL unsolved cases and it is where we add our collective
knowledge of those cases.
Retired FBI Supervisory Special Agent and Criminal Profiler Michael Yoder is available
for consultations on cold case homicides and lectures on topics related to homicide
investigations. Special interest groups – both large and small can reach Michael Yoder
at [email protected]
Murder is a violent crime ending in death, but not all violent crimes have that outcome.
Some people survive. Friends, family support, and effective counseling can help victims process
what happened as they heal – both physically and emotionally. The memory and trauma of the
pain suffered will not disappear; however, the victim can eventually learn to embrace being a
survivor and once again enjoy life. With murder victims, there is no survivorship. Life ends.
The victimization extends, like a stone thrown into a pond, into a widening circle of grief. The
murder victims’ loved ones cannot console the victim. The victim’s life, dreams, goals, potential,
and influence is shockingly gone. Only secondary trauma remains for the living as they cope
with their own sadness and sense of loss.
I recently spoke to a woman whose nephew was murdered in a seemingly random and
senseless killing spree by someone under the influence of drugs. As I heard her tell me what
happened to her nephew, I could hear the grief and trauma in her words and in her memory as
she recalled what happened as if she was at the scene. These memories will undoubtedly be with
her for the rest of her life. The sadness of not knowing her nephew’s full potential and what he
could have contributed to the world was palpable. I could only listen to her story and offer
condolences for her loss.
We live in an era where the solvability of murders in the United States has plummeted to
about 55%. In the 1960’s, the murder solvability rate was about 90%. To put it plainly, if
someone was murdered in the 1960’s, there was a really good chance the killer would be
identified and justice served. Now, it’s a coin toss. Each murder victim has a close circle of
family, friends, and associates who must deal with the secondary trauma of knowing someone
close to them that has been murdered and the case is unsolved. Each unsolved case creates
further distrust in our police. Each unsolved murder means a murderer runs free.
The Destin True Crime Club is one of thousands of clubs across the country that want to
tackle unsolved homicides. The goal is to take one cold case at a time and focus our collective
efforts in solving the case. We strive to tread lightly so we don’t inadvertently tamper with
evidence. We respect the friends and families of murder victims and offer them condolences
while not giving them false hope. When we speak of the victim, we do so with respect as we
honor their lives. We show empathy for the victims and their families and speak of seeking
justice, not revenge. We offer collaboration with law enforcement investigators and try not to
interfere with law enforcement activities. Once the members of our club have reached the end of
our collective research and interviews, we send our findings to the investigative agency of that
murder case. We do so without reservation or desire for reward of acknowledgement. We only
implore the law enforcement officers to examine our findings and use it to bring justice to the
victim. After all, the dead don’t speak, so we will speak for them, We honor their lives.
Do you want to learn how to become a true crime sleuth? Can you be an advocate for the
victims of murder? Are you willing to volunteer your time and your heart in a quest to seek
justice? If so, you might want to check us out.
The Destin True Crime Club meets at Elite Cabinet Designs located at 11714 Emerald
Coast Parkway (Highway 98), Miramar Beach. It’s on the corner of Highway 98 and Forest
Shore Drive (across from Seascape). Elite Cabinet Designs is a private company owned by one
of our members who has generously donated the use of this meeting space.
In addition to the monthly meetings, I also conduct monthly Homicide Investigations
Training for Civilian Sleuths (HIT-CS). This Masterclass training series is to learn about
homicide investigation concepts and the training is geared toward civilians with no prior training
in police investigations. You can also join us on FaceBook at Destin True Crime Club. We use
the FaceBook site to discuss REAL unsolved cases and it is where we add our collective
knowledge of those cases.
Destin City www.cityofdestin.com
Volunteer Opportunites: Posted from the Destin City website at Volunteer Opportunities | Destin, FL - Official Website (cityofdestin.com)
Volunteer Opportunities City Boards/Committees (details)
Volunteer Opportunities City Boards/Committees (details)
Events Calendar
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AREA EVENTS! <-- Please click the picture to view some of our local events for the Destin area. Monthly Calendar. |
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Okaloosa County Master Gardeners: Facebook page https://www.facebook.com/OCMGA
If you want to know what to plant and when, check out this Planting calendar on the OCMGA website. https://www.ocmga.org |
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December at the Destin Library: Click on the picture to be taken to the Library's calendar of events for the month of May. They have some exciting, fun things taking place! I think you just may be surprised at what all goes on there. There is a lot more than just books at that place. Check it out! |
Christian Corner: by Patricia Lee
John 17:21-23: God gave us the first Christmas present, Jesus, to help us become His family through Christ.
John 3:16 "For God so loved the world that he gave his only begotten Son, that whoever believes in him should not perish but have everlasting life"
When Father God gave us His son, He gave us two gifts. He gave us a teacher and savior. People like to joke that babies don't come with a manual but I think the Bible does a pretty good job. His teachings are vast and steadfast. We can depend on those teachings for all aspects of our life. As a savior, Jesus died for our sins. He died so that we may gain forgiveness. He is right beside Father God intervening for us at all times. He loves us and is constantly asking for mercy for our souls. Sometimes I like to refer to Jesus as my brother, as He certainly does act like an older brother. Always trying to take care of us and be our go between; our buffer, if you will. If you do not know Jesus or His teachings, I invite to pick up a bible and do some reading. The stories are magnificent and life changing!
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Website Est. 2018
Newsletter Est. Dec. 2021