October 2023 Newsletter
Patricia Lee
A Note From The Publisher
The article below was written by Lisa Leath Turpin, Health & Wellness Coach, in Destin, Florida. The article was published in the September issue of Destin Life newspaper. It is in regards to a wonderful, unique, local place called Pure Life Health and Wellness. Read up and check it out!
Congratulations to the Owner: Dixie Allen, FNP-C who is in our Destinites Spotlight!
_____________________________________________________________________________
ARTICLE:
Are you looking for a health and wellness clinic that truly looks at your individual needs? A place that treats the body as a whole to find a solution to overcome the root of your problem? A place to enhance your total well-being.
Pure Life Health and Wellness says, “It’s time for a happier healthier you!” They nurture the mind, body and spirit to create balance and health. With more than two decades of healthcare expertise, Pure Life provides comprehensive health and wellness solutions by using evidence-based guidelines individualized for the circumstances of each patient. After 23 years of service in the healthcare field, Dixie Allen, FNP-C opened Pure Life Health and Wellness on May 1, 2023, with the sole purpose to genuinely care for her patients. She says she has a passion for taking care of people; “I am compassionate and have a caring bedside manner. I will not take your health concerns for granted and will help find answers or resolve. No problem too small.”
Hailing from Mississippi, Dixie has permanently planted herself in Destin. She says, “You will always feel secure and welcome in my clinic. I treat my patients like family, because basically they are.” Dixie combines her medical background with a holistic approach which allows her to ensure you receive not only medical attention, but also guidance on healthy lifestyle practices, stress management and emotional well-being. It is through this combination of healthcare experience and holistic philosophy that allows Pure Life to give personalized care and empower you with the knowledge you need to make informed decisions about your health. Your health and well-being is a journey, and Pure Life wants to walk it with you.
THE SERVICES: This awesome place is a one-stop shop for all things wellness:
Medical Weight Loss plans that focus on overall well-being. Through combining cutting-edge treatments such as semaglutide and tirzepatide, targeted exercises and individualized nutrition guidance, you will be empowered to achieve sustainable results while cultivating a healthier lifestyle. From shedding a few pounds to aiming for a total transformation, Pure Life will make a program for your specific weight loss goals.
Hormone Replacement Therapy specializing in restoring hormonal harmony, addressing concerns in both men and women. Through personalized HRT plans, symptoms such as fatigue, weight gain, decreased libido, and mood fluctuations can be alleviated while focusing on precision and safety.
Primary Care such as routine check-ups, chronic disease management and guidance towards long-term wellness using a holistic approach.
Urgent Care services designed to provide you with comprehensive and immediate medical attention while upholding a holistic treatment philosophy.
Offerings at the Vitamin “Shot Bar” are Biotin, Glutathione, Lipo-Mic (fat burning and detox), Tri-immune boost, Vitamin B-12, Vitamin D3.
Remember: All vitamins, IV’s and other services are tailored specifically to help your body thrive and be well from the inside out.
Proudly serving our country for eight years in the Tennessee Air National Guard, Dixie is licensed in the state of Florida, AANP nationally board-certified and holds her DOT Medical Examiner certification. Dixie credits her mother, Sandra Kelso, a retired education administrator who loves people and helps make them feel at home, for helping her get the business off the ground. Dixie says she is smart, the best southern cook ever and has supported Dixie in all of her life goals, along with her dad, husband and son, also. When you walk in the door at Pure Life, say hello to Beverly, medical receptionist/office manager and Dixie’s right-hand person.
Pure Life is a special combination of kindness, medical knowledge and compassion. It’s such a benefit to have a knowledgeable advocate dealing with the health of your whole body. For more information, visit purelifehealthandwellness.com.
___________________
Personal Message:
If you are a resident of the Destin or close surrounding area, I invite you to join our private locals Destinites Facebook group at www.Facebook.com/Destinites with 8,600+ members. If you own a local business and would like to advertise in our group or here in our newsletter, please email me at [email protected]. Thank you!
If you live in Destin proper, you receive the freely distributed Destin Life newspaper. Please look for my article every month titled "Ask Destinites."
Palms 144: 1 & 2: From The Living Bible 1972 version
"Bless The Lord who is my immovable Rock. He gives me strength and skill in battle. He is always kind and loving to me; He is my fortress, my tower of strength and safety, my deliverer. He stands before me as a shield. "
Patricia Lee, Owner: www.Destinites.com Destinites, Inc. (TM)
Creator: www.Facebook.com/groups/Destinites Est: October 2018
The article below was written by Lisa Leath Turpin, Health & Wellness Coach, in Destin, Florida. The article was published in the September issue of Destin Life newspaper. It is in regards to a wonderful, unique, local place called Pure Life Health and Wellness. Read up and check it out!
Congratulations to the Owner: Dixie Allen, FNP-C who is in our Destinites Spotlight!
_____________________________________________________________________________
ARTICLE:
Are you looking for a health and wellness clinic that truly looks at your individual needs? A place that treats the body as a whole to find a solution to overcome the root of your problem? A place to enhance your total well-being.
Pure Life Health and Wellness says, “It’s time for a happier healthier you!” They nurture the mind, body and spirit to create balance and health. With more than two decades of healthcare expertise, Pure Life provides comprehensive health and wellness solutions by using evidence-based guidelines individualized for the circumstances of each patient. After 23 years of service in the healthcare field, Dixie Allen, FNP-C opened Pure Life Health and Wellness on May 1, 2023, with the sole purpose to genuinely care for her patients. She says she has a passion for taking care of people; “I am compassionate and have a caring bedside manner. I will not take your health concerns for granted and will help find answers or resolve. No problem too small.”
Hailing from Mississippi, Dixie has permanently planted herself in Destin. She says, “You will always feel secure and welcome in my clinic. I treat my patients like family, because basically they are.” Dixie combines her medical background with a holistic approach which allows her to ensure you receive not only medical attention, but also guidance on healthy lifestyle practices, stress management and emotional well-being. It is through this combination of healthcare experience and holistic philosophy that allows Pure Life to give personalized care and empower you with the knowledge you need to make informed decisions about your health. Your health and well-being is a journey, and Pure Life wants to walk it with you.
THE SERVICES: This awesome place is a one-stop shop for all things wellness:
Medical Weight Loss plans that focus on overall well-being. Through combining cutting-edge treatments such as semaglutide and tirzepatide, targeted exercises and individualized nutrition guidance, you will be empowered to achieve sustainable results while cultivating a healthier lifestyle. From shedding a few pounds to aiming for a total transformation, Pure Life will make a program for your specific weight loss goals.
Hormone Replacement Therapy specializing in restoring hormonal harmony, addressing concerns in both men and women. Through personalized HRT plans, symptoms such as fatigue, weight gain, decreased libido, and mood fluctuations can be alleviated while focusing on precision and safety.
Primary Care such as routine check-ups, chronic disease management and guidance towards long-term wellness using a holistic approach.
Urgent Care services designed to provide you with comprehensive and immediate medical attention while upholding a holistic treatment philosophy.
Offerings at the Vitamin “Shot Bar” are Biotin, Glutathione, Lipo-Mic (fat burning and detox), Tri-immune boost, Vitamin B-12, Vitamin D3.
Remember: All vitamins, IV’s and other services are tailored specifically to help your body thrive and be well from the inside out.
Proudly serving our country for eight years in the Tennessee Air National Guard, Dixie is licensed in the state of Florida, AANP nationally board-certified and holds her DOT Medical Examiner certification. Dixie credits her mother, Sandra Kelso, a retired education administrator who loves people and helps make them feel at home, for helping her get the business off the ground. Dixie says she is smart, the best southern cook ever and has supported Dixie in all of her life goals, along with her dad, husband and son, also. When you walk in the door at Pure Life, say hello to Beverly, medical receptionist/office manager and Dixie’s right-hand person.
Pure Life is a special combination of kindness, medical knowledge and compassion. It’s such a benefit to have a knowledgeable advocate dealing with the health of your whole body. For more information, visit purelifehealthandwellness.com.
___________________
Personal Message:
If you are a resident of the Destin or close surrounding area, I invite you to join our private locals Destinites Facebook group at www.Facebook.com/Destinites with 8,600+ members. If you own a local business and would like to advertise in our group or here in our newsletter, please email me at [email protected]. Thank you!
If you live in Destin proper, you receive the freely distributed Destin Life newspaper. Please look for my article every month titled "Ask Destinites."
Palms 144: 1 & 2: From The Living Bible 1972 version
"Bless The Lord who is my immovable Rock. He gives me strength and skill in battle. He is always kind and loving to me; He is my fortress, my tower of strength and safety, my deliverer. He stands before me as a shield. "
Patricia Lee, Owner: www.Destinites.com Destinites, Inc. (TM)
Creator: www.Facebook.com/groups/Destinites Est: October 2018
If you are interested in being a sponsor or article contributor, contact Patricia: [email protected]
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Lori Leath Smith
Mitch Malloy: Destin’s Rock Star Resident Drops Newest Album, “The Last Song”
Submitted by Lori Leath Smith, Publisher - Life Media, Inc. Destin Life community newspaper
Written by: Will Estell
If you reside in, or have spent much time along, any of the beach communities that make up what I coined “America’s Favorite Coastal Playground” some years ago, then it’s certainly no secret that not only do celebrities from the film, tv, music and entertainment world vacation in our area, many of them also decide to move here.
Rock musician, vocalist, and record producer Mitch Malloy is one of these, having moved to Destin almost five years ago. Malloy, 61 (Yes, we all know he doesn’t look it. It must be the Viking DNA), originally from Dickinson, North Dakota, first made his mark on the international rock scene back in 1992 when he was signed to RCA, releasing his debut album, “Mitch Malloy,” which garnered international attention as it climbed the USA Billboard charts, as well as building a musical following with hard rock fans around the world.
Mitch’s voice has been highly sought after as a front man for legendary acts, as well as a guest vocalist on other artists’ projects. In the mid-90s Mitch was asked to replace Sammy Hagar as lead singer for Van Halen. However, due to some of the typical things that happen within the day-to-day dynamics of rock bands of that caliber, he declined. At that time Mitch turned his focus more to the songwriting and producing side of the industry, making a move to Nashville where he has worked for over two decades writing, producing, and consulting with some of the biggest names in the business – from Kenny Loggins, Craig Morgan, and Victoria Shaw to Boys Like Girls and Taylor Swift, to name a few.
When I first met Mitch, for a feature magazine interview back in 2019, he was engulfed in a four year stint as lead singer for 80’s hard rock band, Great White; touring regularly, and having just made a move to our beautiful beaches. Malloy has since left Great White, deciding instead to get back to his roots, resuming his solo career with his first album since “Making Noise” was released almost eight years ago.
Mitch Malloy’s new masterpiece, entitled “The Last Song,” is like its predecessor, a solo effort in every sense of the term. Malloy plays every instrument, as well as writing every song on the album, and producing and engineering the entirety of “The Last Song.”
I recently sat down with Mitch at his Destin home to find out a little more about his newest album, as well as his musical journey, and living his ideal life along the beaches we all love.
You know, I know, but for our readers, tell me a little about your musical journey and how it began.
I was born in Dickinson, North Dakota, where I began singing in school plays and church, at about six years old. I was the youngest of six children, and just immediately had a passion for music. I began playing guitar at about twelve, went to music school in Seattle, and then hit the road to Los Angeles and Nashville to chase the dream. I guess I’m still doing it… just in a much prettier place, and on my own terms.
You’ve had quite the diverse musical career, having done everything from your early solo albums that charted Top 20 Hits, to having the iconic Eddie Van Halen personally offer you the frontman gig with Van Halen when Sammy left. All while building a name in Nashville as a talented writer and producer. What’s your favorite part of the business and why?
I really like most aspects equally. I love to perform live. I love to write, and I really like that magic of taking something from raw vocals and music to a completed song and album. That’s what producing is really about, and what drew me to working alongside so many talented artists when I was in Nashville at my studio. I get chills just thinking about that part, the magic, that moment when it all comes together.
I know you’ve lived in Destin full time for just over a year now. How did that come to be, and what led you to these beautiful beaches?
It’s a funny story. Some years ago I was on a tour with Eddie Money, and the guys in management told me I had a weekend off, and asked if I wanted to stay in Alabama with them after the last concert that week. I was like, “no way, why would I want to stay in Alabama for the weekend? I want to fly home.” I’m really a homebody. So, I get off the plane the night before the show, I took a shuttle to the hotel and didn’t really know where I was. The next morning I wake in the room, pull back the curtains and see this beautiful white sand and emerald water. I didn’t even know sand looked like that anywhere. I told them I’d changed my mind and wanted to stay the weekend [laughing]. Then I met my wife, Faith, and she had been coming to the Florida Gulf for years, since she was a kid. We just started coming often, and one day about two years ago, we just decided it was time to get out of Nashville and live in a place we really love. We couldn’t be happier; I don’t ever want to leave.
What’s your favorite aspect about living here in Destin and being part of our beach culture?
It’s beautiful and the area’s great, but it’s also like you and I have talked about. The people are just so friendly, and real, and accommodating. Everyone is so nice here. It’s like a melting pot of happy people.
I love the tracks on the new album, man, but with a title like, “The Last Song” I have to ask… is it?
You know, people have been asking me that in a lot of the rock mag interviews, and I tell them, I don’t know. Maybe. It depends on how the streaming numbers come in. [laughing]
You’ve mentioned to me before that you’ve consistently had a recording studio in your home(s) for like 45 years now. How different is it to be able to record the entire album at home, and do it all yourself, compared to having a label or their cronies putting their two cents worth in and dictating the music?
It’s been 47 years now, of having my own studio. I joke with people in the business that I may have logged more studio time than any single artist in the business, by now. It was a great feeling to get to do the new album, all my way. From writing every song to playing every instrument to producing all the tracks. I felt that freedom allowed me to be my best, and put out what I really wanted people to hear. On the flip side, it’s also a little scary to have that much control. I mean, without anyone to bounce it off of and get feedback from, you just don’t know how well it’s going to be accepted until it comes out and fans start buying it, and the magazines and rock stations start commenting on it. Luckily, so far, the reception of “The Last Song” has been great though.
Mitch Malloy’s newest album, “The Last Song” is available by download, CD, and vinyl. Check it out yourself. If you’re a fan of hard rock melodies, just the right amount of screaming guitar, and the great vocal ability that has enabled Malloy to belt out clean tunes for over four decades, I think you’ll be a fan of this.
Submitted by Lori Leath Smith, Publisher - Life Media, Inc. Destin Life community newspaper
Written by: Will Estell
If you reside in, or have spent much time along, any of the beach communities that make up what I coined “America’s Favorite Coastal Playground” some years ago, then it’s certainly no secret that not only do celebrities from the film, tv, music and entertainment world vacation in our area, many of them also decide to move here.
Rock musician, vocalist, and record producer Mitch Malloy is one of these, having moved to Destin almost five years ago. Malloy, 61 (Yes, we all know he doesn’t look it. It must be the Viking DNA), originally from Dickinson, North Dakota, first made his mark on the international rock scene back in 1992 when he was signed to RCA, releasing his debut album, “Mitch Malloy,” which garnered international attention as it climbed the USA Billboard charts, as well as building a musical following with hard rock fans around the world.
Mitch’s voice has been highly sought after as a front man for legendary acts, as well as a guest vocalist on other artists’ projects. In the mid-90s Mitch was asked to replace Sammy Hagar as lead singer for Van Halen. However, due to some of the typical things that happen within the day-to-day dynamics of rock bands of that caliber, he declined. At that time Mitch turned his focus more to the songwriting and producing side of the industry, making a move to Nashville where he has worked for over two decades writing, producing, and consulting with some of the biggest names in the business – from Kenny Loggins, Craig Morgan, and Victoria Shaw to Boys Like Girls and Taylor Swift, to name a few.
When I first met Mitch, for a feature magazine interview back in 2019, he was engulfed in a four year stint as lead singer for 80’s hard rock band, Great White; touring regularly, and having just made a move to our beautiful beaches. Malloy has since left Great White, deciding instead to get back to his roots, resuming his solo career with his first album since “Making Noise” was released almost eight years ago.
Mitch Malloy’s new masterpiece, entitled “The Last Song,” is like its predecessor, a solo effort in every sense of the term. Malloy plays every instrument, as well as writing every song on the album, and producing and engineering the entirety of “The Last Song.”
I recently sat down with Mitch at his Destin home to find out a little more about his newest album, as well as his musical journey, and living his ideal life along the beaches we all love.
You know, I know, but for our readers, tell me a little about your musical journey and how it began.
I was born in Dickinson, North Dakota, where I began singing in school plays and church, at about six years old. I was the youngest of six children, and just immediately had a passion for music. I began playing guitar at about twelve, went to music school in Seattle, and then hit the road to Los Angeles and Nashville to chase the dream. I guess I’m still doing it… just in a much prettier place, and on my own terms.
You’ve had quite the diverse musical career, having done everything from your early solo albums that charted Top 20 Hits, to having the iconic Eddie Van Halen personally offer you the frontman gig with Van Halen when Sammy left. All while building a name in Nashville as a talented writer and producer. What’s your favorite part of the business and why?
I really like most aspects equally. I love to perform live. I love to write, and I really like that magic of taking something from raw vocals and music to a completed song and album. That’s what producing is really about, and what drew me to working alongside so many talented artists when I was in Nashville at my studio. I get chills just thinking about that part, the magic, that moment when it all comes together.
I know you’ve lived in Destin full time for just over a year now. How did that come to be, and what led you to these beautiful beaches?
It’s a funny story. Some years ago I was on a tour with Eddie Money, and the guys in management told me I had a weekend off, and asked if I wanted to stay in Alabama with them after the last concert that week. I was like, “no way, why would I want to stay in Alabama for the weekend? I want to fly home.” I’m really a homebody. So, I get off the plane the night before the show, I took a shuttle to the hotel and didn’t really know where I was. The next morning I wake in the room, pull back the curtains and see this beautiful white sand and emerald water. I didn’t even know sand looked like that anywhere. I told them I’d changed my mind and wanted to stay the weekend [laughing]. Then I met my wife, Faith, and she had been coming to the Florida Gulf for years, since she was a kid. We just started coming often, and one day about two years ago, we just decided it was time to get out of Nashville and live in a place we really love. We couldn’t be happier; I don’t ever want to leave.
What’s your favorite aspect about living here in Destin and being part of our beach culture?
It’s beautiful and the area’s great, but it’s also like you and I have talked about. The people are just so friendly, and real, and accommodating. Everyone is so nice here. It’s like a melting pot of happy people.
I love the tracks on the new album, man, but with a title like, “The Last Song” I have to ask… is it?
You know, people have been asking me that in a lot of the rock mag interviews, and I tell them, I don’t know. Maybe. It depends on how the streaming numbers come in. [laughing]
You’ve mentioned to me before that you’ve consistently had a recording studio in your home(s) for like 45 years now. How different is it to be able to record the entire album at home, and do it all yourself, compared to having a label or their cronies putting their two cents worth in and dictating the music?
It’s been 47 years now, of having my own studio. I joke with people in the business that I may have logged more studio time than any single artist in the business, by now. It was a great feeling to get to do the new album, all my way. From writing every song to playing every instrument to producing all the tracks. I felt that freedom allowed me to be my best, and put out what I really wanted people to hear. On the flip side, it’s also a little scary to have that much control. I mean, without anyone to bounce it off of and get feedback from, you just don’t know how well it’s going to be accepted until it comes out and fans start buying it, and the magazines and rock stations start commenting on it. Luckily, so far, the reception of “The Last Song” has been great though.
Mitch Malloy’s newest album, “The Last Song” is available by download, CD, and vinyl. Check it out yourself. If you’re a fan of hard rock melodies, just the right amount of screaming guitar, and the great vocal ability that has enabled Malloy to belt out clean tunes for over four decades, I think you’ll be a fan of this.
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Andrea & Paul McArthur
FALL AND WINTER MAINTENANCE TIPS FOR EMERALD COAST HOMEOWNERS:
By Paul McArthur - Owner: Agape Home Pro
Living in the Emerald Coast has its benefits! Not the least of which, is mild winters. So, while we don’t have to deal with snow, there are still many home maintenance tasks to complete for the fall and winter seasons. This checklist from Agape Home Pros will tell you everything you need to know about preparing your home for the cooler months!
Inspect the Home for Cracks and Gaps
After months of sweltering Florida temperatures, the days finally start to cool toward the end of October — and many homeowners choose to turn off their AC systems and open the windows to let in some fresh air. And while these cooler temperatures are typically welcomed with open arms, the bugs and other pests that tend to enter your home in the fall and winter usually aren’t. As such, it’s important to inspect your home for cracks and gaps to keep pests such as spiders, mice, cockroaches, and ticks out of your home.
Tune Up Your Heating and Cooling Systems
On the topic of cooler temperatures, remember to change your HVAC filters — as these should be replaced every 30 to 90 days. It’s also a good time to service your home’s heating and cooling systems since annual tune-ups improve the performance and energy efficiency of HVAC systems, and reduce the risk of repairs and maintenance throughout the year.
Clean Out the Gutters
Floridians don’t have to worry about falling snow in the winter, but falling leaves and branches are another story. And for homes with gutters and lots of surrounding trees, it’s important to keep gutters clean and free of leaves, sticks, and other debris — as doing so will protect your home and roof from rot, foundation issues, and even pests
Restock Your Disaster Supply Kit
Now that Florida’s hurricane season starting to come to a close and winter is here, you’ll need to check your household’s emergency supply kit and restock it if necessary. Restock the kit with non-perishable food items, bottled water, batteries, toys, and books.
Make a Few Value-Boosting Home Improvements
In addition to taking care of winter and fall maintenance, now is the perfect time to make a few value-boosting improvements if you’re thinking of selling your house come spring. A few ways to boost your home’s appraisal value include:
• Adding curb appeal to your home.
• Making affordable updates such as painting the walls and replacing the front door.
• Updating areas such as the bathrooms and kitchen.
If you’re considering buying a new home, before buying a house in hurricane-prone states such as Florida, be sure to take each home’s age, roof, windows, and insurance needs into consideration.
The Bottom Line
During winter and fall, it’s a good idea to complete a few home maintenance tasks such as inspecting the property for cracks and cleaning the gutters. Winters in Florida aren’t nearly as harsh as they are in other parts of the U.S., but performing these maintenance tasks will help to prepare your house for the next hurricane season, keep pests out of your home, and save you money on heating, cooling, and costly home repairs.
By Paul McArthur - Owner: Agape Home Pro
Living in the Emerald Coast has its benefits! Not the least of which, is mild winters. So, while we don’t have to deal with snow, there are still many home maintenance tasks to complete for the fall and winter seasons. This checklist from Agape Home Pros will tell you everything you need to know about preparing your home for the cooler months!
Inspect the Home for Cracks and Gaps
After months of sweltering Florida temperatures, the days finally start to cool toward the end of October — and many homeowners choose to turn off their AC systems and open the windows to let in some fresh air. And while these cooler temperatures are typically welcomed with open arms, the bugs and other pests that tend to enter your home in the fall and winter usually aren’t. As such, it’s important to inspect your home for cracks and gaps to keep pests such as spiders, mice, cockroaches, and ticks out of your home.
Tune Up Your Heating and Cooling Systems
On the topic of cooler temperatures, remember to change your HVAC filters — as these should be replaced every 30 to 90 days. It’s also a good time to service your home’s heating and cooling systems since annual tune-ups improve the performance and energy efficiency of HVAC systems, and reduce the risk of repairs and maintenance throughout the year.
Clean Out the Gutters
Floridians don’t have to worry about falling snow in the winter, but falling leaves and branches are another story. And for homes with gutters and lots of surrounding trees, it’s important to keep gutters clean and free of leaves, sticks, and other debris — as doing so will protect your home and roof from rot, foundation issues, and even pests
Restock Your Disaster Supply Kit
Now that Florida’s hurricane season starting to come to a close and winter is here, you’ll need to check your household’s emergency supply kit and restock it if necessary. Restock the kit with non-perishable food items, bottled water, batteries, toys, and books.
Make a Few Value-Boosting Home Improvements
In addition to taking care of winter and fall maintenance, now is the perfect time to make a few value-boosting improvements if you’re thinking of selling your house come spring. A few ways to boost your home’s appraisal value include:
• Adding curb appeal to your home.
• Making affordable updates such as painting the walls and replacing the front door.
• Updating areas such as the bathrooms and kitchen.
If you’re considering buying a new home, before buying a house in hurricane-prone states such as Florida, be sure to take each home’s age, roof, windows, and insurance needs into consideration.
The Bottom Line
During winter and fall, it’s a good idea to complete a few home maintenance tasks such as inspecting the property for cracks and cleaning the gutters. Winters in Florida aren’t nearly as harsh as they are in other parts of the U.S., but performing these maintenance tasks will help to prepare your house for the next hurricane season, keep pests out of your home, and save you money on heating, cooling, and costly home repairs.
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Daniel Jones
Does my small business need commercial auto insurance?:
provided by Daniel Jones, Insurance Agent and Owner: Norton Insurance Agency
If you’re a growing small business that relies on your vehicle, your personal auto insurance probably doesn’t provide all the of the coverages that business insurance encompasses. Especially if you don’t tell your insurance company that your personal auto is used for some business use, they could deny potential claims if the situation was for business use or if someone else was driving. The most common situation we encounter is contractors using their trucks which involve delivering supplies and landscapers with trailers of equipment. If accidents happen damaging the things they are carrying or harm others around them, personal auto insurance probably won’t cover those claims.
So, when do you need to make the switch to get business auto insurance?
6 Reasons You Need Commercial Auto Insurance for your Small Business:
Some examples of businesses that typically need commercial auto insurance are:
If ever in doubt about your insurance coverage, just call your local insurance agent at 850-244-1574 and we’ll help you navigate the coverages you need for your personal and business life.
provided by Daniel Jones, Insurance Agent and Owner: Norton Insurance Agency
If you’re a growing small business that relies on your vehicle, your personal auto insurance probably doesn’t provide all the of the coverages that business insurance encompasses. Especially if you don’t tell your insurance company that your personal auto is used for some business use, they could deny potential claims if the situation was for business use or if someone else was driving. The most common situation we encounter is contractors using their trucks which involve delivering supplies and landscapers with trailers of equipment. If accidents happen damaging the things they are carrying or harm others around them, personal auto insurance probably won’t cover those claims.
So, when do you need to make the switch to get business auto insurance?
6 Reasons You Need Commercial Auto Insurance for your Small Business:
- The vehicle is titled under the business name
- An employee is driving the vehicle
- Use of vehicle for work-related activities
- Transporting goods or people for hire
- Carrying around work equipment or customer products
- If you want to shift the liability of potential accidents to the business instead of your personal wealth
Some examples of businesses that typically need commercial auto insurance are:
- Electricians, plumbers, and HVAC professionals
- Carpenters, painters, and other contractors
- Landscapers and plow services
- Caterers and food vendors
- Other business types, like real estate and sales.
If ever in doubt about your insurance coverage, just call your local insurance agent at 850-244-1574 and we’ll help you navigate the coverages you need for your personal and business life.
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Jessica Fricke
Take The Trip; Make The Memories:
by Jessica Fricke Independent Travel Advisor with Travelmation
As a mom to two little ones, we have so. much. stuff. When birthdays and holidays roll around, it is always a struggle to think of new things that they will actually play with and that will not just take up more space. So, when my own parents suggested a family trip this year instead of Christmas gifts, I was ecstatic! Our favorite thing (travel) AND no more toys to find space for Post-pandemic we are seeing an increased trend in the travel industry for multi-generational trips across the board. It seems that people are wanting to spend more time together and placing more value on time and memories than before. Let’s highlight some of the top destinations and trip types for these multi-generational adventures:
Cruising: Cruising is one of the top picks for multi-generational trips, as it truly offers something for everyone. From kids clubs and carousels to adults-only pools and lounges, everyone in the family is guaranteed to have a blast. Restaurants that offer everything from gourmet steaks and sushi to chicken nuggets and pizza mean that everyone leaves full and happy. Broadway
style shows, water parks, sports, games and trivia, movie theaters, ice skating, ziplines, and more mean that no one is bored. And with cruise ports located around the globe, there is no shortage of new options year after year.
All-Inclusive Resorts: Coming up a (very!) close second are all-inclusive resorts for multi- generational trips. Very similar to cruising, all-inclusive resorts are great for trips involving children of all ages, parents, and grandparents because they offer many different room types, lots of dining choices, and no shortage of activities. Choose from kids clubs and teen clubs, pools, waterparks, golf, shows, daytime entertainment, off-site excursions, and more. Or, if relaxation is more your style, enjoy spa services, poolside drinks, or beach cabanas with waiter service. No reason for anyone not to have fun!
Dude Ranches: With the ever-growing popularity of the hit show, Yellowstone, dude ranch vacations have become one of the most requested vacation types. Not dissimilar to the above options, dude ranches are perfect for multi-generational trips because of the variety of lodging, dining, and activities offered. Plus, many dude ranches now offer all-inclusive options to make your trip even more worry free! White water rafting, horseback riding, dancing, spa services, kids clubs, cooking classes and more are commonly offered. Dude ranch vacations are perfect for those who like a bit more adventure and outdoors or for those who are looking for something different that the typical beach vacation.
So, what are you waiting for? No more stressing over gift selections – take the trip and make
the memories instead!
by Jessica Fricke Independent Travel Advisor with Travelmation
As a mom to two little ones, we have so. much. stuff. When birthdays and holidays roll around, it is always a struggle to think of new things that they will actually play with and that will not just take up more space. So, when my own parents suggested a family trip this year instead of Christmas gifts, I was ecstatic! Our favorite thing (travel) AND no more toys to find space for Post-pandemic we are seeing an increased trend in the travel industry for multi-generational trips across the board. It seems that people are wanting to spend more time together and placing more value on time and memories than before. Let’s highlight some of the top destinations and trip types for these multi-generational adventures:
Cruising: Cruising is one of the top picks for multi-generational trips, as it truly offers something for everyone. From kids clubs and carousels to adults-only pools and lounges, everyone in the family is guaranteed to have a blast. Restaurants that offer everything from gourmet steaks and sushi to chicken nuggets and pizza mean that everyone leaves full and happy. Broadway
style shows, water parks, sports, games and trivia, movie theaters, ice skating, ziplines, and more mean that no one is bored. And with cruise ports located around the globe, there is no shortage of new options year after year.
All-Inclusive Resorts: Coming up a (very!) close second are all-inclusive resorts for multi- generational trips. Very similar to cruising, all-inclusive resorts are great for trips involving children of all ages, parents, and grandparents because they offer many different room types, lots of dining choices, and no shortage of activities. Choose from kids clubs and teen clubs, pools, waterparks, golf, shows, daytime entertainment, off-site excursions, and more. Or, if relaxation is more your style, enjoy spa services, poolside drinks, or beach cabanas with waiter service. No reason for anyone not to have fun!
Dude Ranches: With the ever-growing popularity of the hit show, Yellowstone, dude ranch vacations have become one of the most requested vacation types. Not dissimilar to the above options, dude ranches are perfect for multi-generational trips because of the variety of lodging, dining, and activities offered. Plus, many dude ranches now offer all-inclusive options to make your trip even more worry free! White water rafting, horseback riding, dancing, spa services, kids clubs, cooking classes and more are commonly offered. Dude ranch vacations are perfect for those who like a bit more adventure and outdoors or for those who are looking for something different that the typical beach vacation.
So, what are you waiting for? No more stressing over gift selections – take the trip and make
the memories instead!
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Kim Schneider
Measurements for Perfectly Hung Frames:
by Kim Schneider owner: Home - Coastal Design by Kim
The process of hanging new artwork or a grouping of photos can be overwhelming for some. When you have more than one frame to hang, lay them on the floor and play around with them until you find your favorite arrangement. Listed below are a few supplies you’ll need to get the job done. If you can’t put nail
holes in the wall we’ve got a solution for you too.
Hammer
Picture Hooks/Hangers/D-Rings
Tape Measure
24 inch Carpenter’s Level
Command Strips (work great when you can’t make a nail hole)
Yay! Now it’s time to hang your pictures. Below are a few measurements that will help
you hang your art for optimal placement and viewing.
Hang art 57 to 60 inches from center of artwork to the floor
Make the center of art groupings 60 inches from the floor
Place bottom of frame 6 to 8 inches above the top of the sofa/furniture
When hanging a grouping, space your frames 2 to 6 inches apart
For optimal scale, your artwork should be two-thirds the width of the furniture
underneath it
by Kim Schneider owner: Home - Coastal Design by Kim
The process of hanging new artwork or a grouping of photos can be overwhelming for some. When you have more than one frame to hang, lay them on the floor and play around with them until you find your favorite arrangement. Listed below are a few supplies you’ll need to get the job done. If you can’t put nail
holes in the wall we’ve got a solution for you too.
Hammer
Picture Hooks/Hangers/D-Rings
Tape Measure
24 inch Carpenter’s Level
Command Strips (work great when you can’t make a nail hole)
Yay! Now it’s time to hang your pictures. Below are a few measurements that will help
you hang your art for optimal placement and viewing.
Hang art 57 to 60 inches from center of artwork to the floor
Make the center of art groupings 60 inches from the floor
Place bottom of frame 6 to 8 inches above the top of the sofa/furniture
When hanging a grouping, space your frames 2 to 6 inches apart
For optimal scale, your artwork should be two-thirds the width of the furniture
underneath it
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Travel & Day Trips Around Florida
There is a website you might enjoy called, Florida Back Roads Travel. Here is a link to one of their pages where you can find day trips by theme; for example: amusment parks. Check it out! https://www.florida-backroads-travel.com/florida-day-trips-by-theme.html
There is a website you might enjoy called, Florida Back Roads Travel. Here is a link to one of their pages where you can find day trips by theme; for example: amusment parks. Check it out! https://www.florida-backroads-travel.com/florida-day-trips-by-theme.html
Events Calendar
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AREA EVENTS! <-- Please click the picture to view some of our local events for the Destin area. Monthly Calendar. |
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Destin City www.cityofdestin.com
Volunteer Opportunites: Posted from the Destin City website at Volunteer Opportunities | Destin, FL - Official Website (cityofdestin.com)
Volunteer Opportunities City Boards/Committees (details)
Volunteer Opportunities City Boards/Committees (details)
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Okaloosa County Master Gardeners: Facebook page https://www.facebook.com/OCMGA
If you want to know what to plant and when, check out this Planting calendar on the OCMGA website. https://www.ocmga.org |
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October at the Destin Library: Click on the picture to be taken to the Library's calendar of events for the month of May. They have some exciting, fun things taking place! I think you just may be surprised at what all goes on there. There is a lot more than just books at that place. Check it out! |
Christian Corner: by Patricia Lee
Galatians: 5: 22 - 26 From The Living Bible 1972 version
"But when the Holy Spirit controls our lives he will produce this kind of fruit in us: love, joy, peace, patience, kindness, goodness, faithfulness, gentleness and self-control; and here there is no conflict with Jewish laws. Those who belong to Christ have nailed their natural evil desires to his cross and crucified them there. If we are living now by the Holy Spirit's power, let us follow the Holy Spirit's leading, in every part of our lives. Then we won't need to look for honors and popularity, which lead to jealousy and hard feelings."
Proverbs: 27: 4 From The Living Bible 1972 version
"Jealousy is more dangerous and cruel than anger. " This could not be any more true. The grave yards are full of dead people who were killed by someone who was jealous of them for one reason or another. This emotion is a complete waste of time; robbing you of happiness and joy and the crazy thing is that you do it to yourself. When your mind wanders off; focusing on the jealousy you feel toward someone, you must learn how to deflect it. Stop it in it's tracks and shift mental gears! In the words of Taylor Swift, "Shake It Off!" Why would you let something that makes you so miserable, control your mind and live in your brain rent free? It's mind over matter and you can do it! When those jealousy feelings come over you, start praying and pick up your Bible and read. Let the kind Spirit of Father God rule your world and there won't be room for jealousy or evil plotting and planning.
Galatians: 5: 22 - 26 From The Living Bible 1972 version
"But when the Holy Spirit controls our lives he will produce this kind of fruit in us: love, joy, peace, patience, kindness, goodness, faithfulness, gentleness and self-control; and here there is no conflict with Jewish laws. Those who belong to Christ have nailed their natural evil desires to his cross and crucified them there. If we are living now by the Holy Spirit's power, let us follow the Holy Spirit's leading, in every part of our lives. Then we won't need to look for honors and popularity, which lead to jealousy and hard feelings."
Proverbs: 27: 4 From The Living Bible 1972 version
"Jealousy is more dangerous and cruel than anger. " This could not be any more true. The grave yards are full of dead people who were killed by someone who was jealous of them for one reason or another. This emotion is a complete waste of time; robbing you of happiness and joy and the crazy thing is that you do it to yourself. When your mind wanders off; focusing on the jealousy you feel toward someone, you must learn how to deflect it. Stop it in it's tracks and shift mental gears! In the words of Taylor Swift, "Shake It Off!" Why would you let something that makes you so miserable, control your mind and live in your brain rent free? It's mind over matter and you can do it! When those jealousy feelings come over you, start praying and pick up your Bible and read. Let the kind Spirit of Father God rule your world and there won't be room for jealousy or evil plotting and planning.
No part of this website or newsletter may copied or reproduced in any way without expressed written consent of the owner. Destinites is a legally registered name with logo copyright and TM. All rights reserved 2023.
Website Est. 2018
Newsletter Est. Dec. 2021